All questions on the examinations are open to your textbook and written material and notes that you generated during the course. You may also use an electronic calculator and at times you may be required to use one of the computers to perform analyses and make calculations. The examination is not open to books other than the textbook, published exam or homework solutions, and other people's ideas. You may not work with or gain assistance from anyone except your instructor for this material. To get full credit you must explain all your reasoning carefully, unless otherwise stated.